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  • Affidavit of No Income for Business

    Make a statement under oath that your business has no income for a certain period.

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    An Affidavit of No Income is a written statement under oath by an authorized representative of the business (the “affiant”) that the business does not have any income for a certain period.

  • Affidavit of Self-Adjudication of the Estate

    Make a statement under oath adjudicating to yourself the entire estate as the sole heir of the deceased

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    An Affidavit of Self-Adjudication is a written statement under oath by a sole heir (the “affiant”) where he declares that he is the only heir of the deceased and is adjudicating the entire inheritance to himself.

  • Cancellation of Chattel Mortgage

    Cancel an existing mortgage over movable property (i.e. vehicle, jewelry)

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    A Cancellation of Chattel Mortgage is a creditor’s (the “mortgagee”) declaration cancelling the mortgage executed in his favor by the debtor (the “mortgagor”) over certain movable property.  Movable property is generally all things that can be transferred from one place to another (i.e. car, phone).  If the property is attached to immovable property it can be removed without damaging the immovable property 

    Once the mortgage is cancelled the property is no longer considered as security for the debt and the mortgagee cannot foreclose the property.

  • Cancellation of Real Estate Mortgage

    Cancel an existing mortgage over immovable property (i.e. house, land)

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    A Cancellation of Real Estate Mortgage is a creditor’s (the “mortgagee”) declaration cancelling the real estate mortgage executed in his favor by the debtor (the “mortgagor”) over certain immovable property.  Generally immovable property is defined as follows:

    • Immovable by nature or those which cannot be moved from one place (i.e. land, roads).
    • Immovable by incorporation or those which are attached to an immovable in a fixed manner as to form an integral part thereof.  Examples are buildings, walls, fences, trees, statues, animal houses, machinery installed in a building to meet the needs of an industry in the building and docks on a river.
    • Immovable by destination or those which are placed in an immovable for the use of such immovable. (i.e. machinery in a factory).
    • Immovable by analogy or those which are considered immovable by operation of law because it is regarded as united to the property.

    Once the mortgage is cancelled the property is no longer considered as security for the debt and the mortgagee cannot foreclose the property.

  • Cease and Desist letter

    Formally request another person to stop doing an activity that infringes your rights under threat of legal action.

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    A Cease and Desist Letter is a formal warning to an individual or corporation to stop ("cease") and not continue ("desist") any offensive or illegal activity.  The letter explains why such activity infringes on the sender’s rights and gives the recipient a period of time to voluntarily comply with the demand.  The letter also states that if the recipient fails to comply within the given period, the sender is prepared to pursue appropriate legal remedies (i.e. file a complaint in court).

    There are no special legal requirements to send a Cease and Desist Letter but it’s best to use a mode of service where you can trace whether it was received or not (i.e. via courier).  Further, it’s advisable for you to save copies of the letter for yourself in case legal action is pursued later on. 

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